Your Deposits, Your Strength

Get Quick Funds Without Breaking Your Savings  

Need urgent funds but don’t want to break your Fixed Deposit or Recurring Deposit? Our Deposit Loan gives you instant access to credit by pledging your deposits — while your savings continue to earn interest. 

Why Choose Our Business Loan?  

• Instant Loan Approval – Quick and hassle-free processing.  

• Continue Earning Interest – Your deposit remains intact. 

• Low Interest Rates – Attractive rates, lower than regular loans. 

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  Flexible Repayment – Easy EMIs or lump sum repayment options.  

Purpose of the Loan 

• Emergency medical expenses 

• Education or family needs

• Business or personal commitments

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  Travel, marriage, or other personal requirements 

Who Can Apply?

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  Individuals holding Fixed Deposits, Recurring Deposits, or other eligible deposits with the Bank.

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  Joint deposit holders (with consent of all account holders).

Key Features 

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  Loan Amount: Up to 90% of the deposit value 

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  Tenure: Linked to deposit maturity (or as per bank policy) 

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  Security: Pledge/assignment of deposit receipt

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  Repayment: Flexible – repay any time before deposit maturity